John Kempkey, ARM, is an Insurance Broker and Winery Specialist at ISU Sander, Jacobs, Cassayre Insurance Services. With more than 30 years of experience, he focuses on helping performance-driven winery clients manage risk, reduce costs, and implement effective insurance strategies.

Kristina Griffith is an Account Manager at ISU Sander, Jacobs, Cassayre Insurance Services in Napa, where she has served for six years. She supports commercial and personal insurance accounts within the agency’s Northern California client base.

Tina Eaton is an Account Manager at George Petersen Insurance Agency with decades of experience in commercial lines, particularly farm, vineyard, and winery accounts. She previously worked in banking and account services and is based in Ukiah, California.

Based in Napa, Jessica Page is a Senior Account Manager with more than 20 years of insurance expertise. She holds the Certified Insurance Counselor designation and a California Property and Casualty Broker-Agent license issued in 2003.

Matt Cassayre, RHU, CBC, is an Employee Benefits and Commercial P&C Broker at Foundation Risk Partners. With 30-plus years of experience, he designs comprehensive benefits programs, corporate life insurance solutions, and strategic risk management plans for employers.

Kyler is a Winery Broker and Producer at George Petersen Insurance Agency. Raised in a multigenerational winegrowing family in Mendocino County, he brings firsthand agricultural experience and has specialized in winery and vineyard risk since joining the agency in 2011. Kyler has an AFIS designation.

Kristina is an Account Executive and Wine Team Lead at Foundation Risk Partners’ Sander, Jacobs, Cassayre Insurance Services in Napa. She has worked in this role since 2020 and previously served as an Account Manager II at NFP. She holds a California Property and Casualty Insurance License.

Jeff is a producer in the wine industry with a professional presence in Napa and over 500 connections in the regional wine and business community. He has been active in local organizations, including the Salvation Army.

HR Services, Organizational Development and Recruiting
End‑to‑end workforce support helping wineries strengthen teams and plan for long‑term growth.

• HR Consulting and Compliance: Outsourced HR support, employment law guidance, employee handbooks and policy development.
• People Management Support: Employee relations guidance, compensation analysis and benefits consulting.
• Leadership and Organizational Development: Leadership development, management coaching, organizational planning and employee engagement strategies.
• Recruiting and Talent Solutions: Executive search, leadership recruitment, candidate sourcing and screening.
• Workforce Planning: Onboarding, performance management and succession planning support.
• Risk and Resolution Support: Workplace training, investigations, conflict resolution and mediation services.

In‑House Claims Management
Hands‑on claims advocacy helping wineries manage workers’ compensation, property and liability claims with minimal disruption.

• Dedicated Claims Advocacy: An experienced in‑house claims team supports wineries throughout the life of each claim.
• End‑to‑End Coordination: Claim reporting, carrier communication and resolution management handled on your behalf.
• Cost Control Focus: Ex Mod analysis and Ex Mod projections used to support long‑term claim cost management.
• Operational Understanding: Claims managed with knowledge of vineyard operations, production environments and hospitality exposures.
• Business Continuity: Efficient claims handling allows owners and operators to stay focused on people, property and wine production.

In‑House Safety and Risk Management
Proactive services helping wineries and vineyards reduce risk while supporting OSHA and regulatory compliance across operations.

• Regulatory Readiness: Mock OSHA and Cal‑OSHA inspections, written safety program development and compliance reviews.
• Injury Prevention Programs: Injury and illness prevention program support plus recordkeeping and documentation review.
• Equipment and Operational Training: Forklift and powered industrial truck certification, safe driving and lockout and tagout procedures.
• Workplace Safety Training: Hazard communication and SDS training, heat illness prevention, confined space awareness and ergonomics and back safety.
• On‑Site Support: On‑site safety meetings, employee training and consultation for managers and supervisors.
• Claims Reduction and Continuity: Safety strategies designed to reduce claims and support safer operations during harvest, peak production and high‑traffic tasting room periods.

Employee Benefits for Wineries
Benefit solutions designed to attract and retain talent across vineyard, production, sales and hospitality operations by providing comfort and peace of mind to team members and their family.

• Core Health Benefits: Medical, dental and vision insurance tailored to full‑time, seasonal and year‑round employees.
• Income Protection: Life insurance plus short‑ and long‑term disability coverage supporting financial stability.
• Voluntary and Supplemental Benefits: Accident, critical illness, hospital indemnity and supplemental life coverage allowing employees to personalize protection.
• Health and Financial Tools: Employee assistance programs, flexible spending accounts and health savings accounts supporting everyday health and financial needs.
• Retirement and Workforce Stability: Retirement plan options balancing cost control, compliance and long‑term employee retention during peak production cycles.

Workers’ Compensation Insurance
Tailored coverage protects winery and vineyard employees while addressing the physical demands of agricultural operations risks. Coverage applies across the vineyard, winery, distribution activities and related operations.

• Field and Machinery Operations: Coverage for vineyard employees working with tractors, harvesters, ATVs, pruning equipment and irrigation systems.
• Production and Cellar Work: Protection for injuries tied to bottling, cellar operations, forklifts and material handling.
• Hospitality and Events: Coverage for tasting room and event staff exposed to slips, falls and guest‑facing risks.
• Common Injury Exposures: Responds to equipment operation, repetitive motion, lifting, vehicle use and workplace accidents.
• Seasonal Labor and Compliance: Supports fluctuating workforces while helping maintain regulatory compliance.
• Claims and Cost Management: Structured claims management designed to reduce disruption during harvest and peak production periods.

Winery Insurance Programs
Specialized coverage protecting winery and vineyard operations across production, distribution and hospitality. The coverage includes, but is not limited to the following.

• Property and Stock Protection: Commercial property, wildfire insurance, wine stock and inland marine coverage for buildings, equipment and inventory, including property in transit or off‑premises.
• Vineyard and Production Risks: Vineyard and crop insurance, equipment breakdown and pollution coverage addressing agricultural and production exposures.
• Liability and Hospitality Exposures: General liability, liquor liability, product liability and worldwide liability coverage for tasting rooms, events and exports.
• Business Continuity: Business income and extra expense coverage supporting revenue replacement after covered disruptions.
• People and Vehicles: Workers’ compensation, commercial auto and employment practices liability coverage for employees and drivers.
• Events and Special Situations: Event liability, umbrella and excess liability, crime, cyber, active assailant and terrorism coverage for evolving and high‑severity risks